Union State Bank CD Rates
Certificate of Deposit
Interest Rates as of
7/27/2010
Minimum Deposit on All CD’s is $1,000
Interest Rates are for all CD’s Regardless of Amount
| 3 Months |
Quarterly |
0.45 % |
| 6 Months |
Quarterly |
0.65 % |
| 12 Months |
Quarterly |
0.95 % |
| 18 Months |
Quarterly |
1.10 % |
| 24 Months |
Quarterly |
1.30 % |
Investor's Choice
| 36 Months |
Quarterly |
1.45 % |
| 60 Months |
Quarterly |
1.90 % |
Individual
| 18 Months |
Quarterly |
1.10 % |
| 36 Months * |
Quarterly |
1.45 % |
| 60 Months * |
Quarterly |
1.90 % |
*Investor’s Choice IRA’s
Penalty for Early Withdrawal on all Certificates of Deposit
Money Market, NOW & Savings Accounts
Interest Rates as of 7/27/2010
Money Market Account *
Minimum Deposit to Open: $1,000
| $0 to $999.99 |
0.10 % |
| $1000.00 to $24,999.99 |
0.20 % |
| $25,000.00 to $49,999.99 |
0.35 % |
| $50,000.00 to $99,999.99 |
0.60 % |
| $100,000.00 & Up |
1.10 % |
Now Accounts *
Minimum Deposit to Open: $1,000
Silver Advantage Now Accounts *
Minimum Deposit to Open: $1,000
| $0 to $999.99 |
0.00 % |
| $1,000.00 to $9,999.00 |
0.15 % |
| $10,000.00 & Up |
0.25 % |
Savings Accounts *
** Youth Saver's Accounts *
** Stash Your Cash*
* The Interest Rate May Change after Money Market, NOW & Savings Accounts are open
* The APY (Annual Percentage Yield) assumes the principal & its interest will remain on deposit for a full year at the listed rate or until maturity.
* Withdrawals, fees and other conditions could reduce earnings. The accounts shown may require a minimum daily balance and /or impose a penalty for early withdrawal. Please refer to the attached disclosure for information or contact your account representative.
* If the account balance falls below the Minimum, any day of the Statement period, a $10.00 fee will be charged to the account.
* On the Tiered MMKT account, if the balance falls below the minimum, the interest rate reverts to the savings account rate.
** Eligible up to 16 years of age.
