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Interest Rates as of 09/23/2013

CERTIFICATES OF DEPOSIT

Term Compounding Schedule Annual Yield (APY) %
3 months Quarterly 0.15
6 months Quarterly 0.25
12 months Quarterly 0.35
18 Months Quarterly 0.45
24 Months Quarterly 0.70

 

INVESTOR’S CHOICE CD’S

Term Compounding Schedule Annual Yield (APY) %
36 months Quarterly 0.90
60 months Quarterly 1.45

 

INDIVIDUAL RETIREMENT ACCOUNTS (IRA’S)

Term Compounding Schedule Annual Yield (APY) %
18 months Quarterly 0.45
36 months Quarterly 0.90
60 months Quarterly 1.45

 

NOW Accounts

Minimum Deposit Compounding Schedule Annual Yield (APY) %
$1,000.00 Monthly 0.05

 

SILVER ADVANTAGE NOW Accounts

Balance Range From Balance Range To Annual Yield (APY) %
$0.00 $999.99 0.00
$1,000.00 $9,999.99 0.05
$10,000.00 & up 0.10

 

TIERED MONEY MARKET Accounts               

Balance Range From Balance Range To Annual Yield (APY) %
$0.00 $999.99 0.05
$1,000.00 $24,999.99 0.10
$25,000.00 $49,999.99 0.15
$50,000.00 $99,999.99 0.25
$100,000.00 & up 0.50

 

SAVINGS ACCOUNTS

Account Minimum Deposit Compounding Schedule Annual Yield (APY) %
Savings Account $25.00 Quarterly 0.15
Stash Your Cash $25.00 Quarterly 0.35
Youth Saver’s (Eligible up to age 16) 25.00 Quarterly 0.50

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