Personal Checking Account

• $100.00 to open account
• Monthly Maintenance Fee: Over $500.00 avg. balance = no monthly maintenance fee $400.00 to $499.00 = $6.95 monthly maintenance fee $300.00 to $399.00 = $7.95 monthly maintenance fee $200.00 to $299.00 = $8.95 monthly maintenance fee Under $200.00 = $9.95 monthly maintenance fee
• Unlimited Check Writing
• Monthly Statement with Images
• Free Debit or ATM Card
• Free Online Banking
• Free Bill Pay
• Overdraft Privilege with approval
• Automatic Sweeps between Accounts
• Direct Deposit
• Free Telebank

The Ultimate Freedom Account Personal Checking

• No Monthly Maintenance Fee
• $100.00 to open account

Customer has the following choices to make the account personalized for their individual needs:

• Truncated Statement or eStatement
• Unlimited Check Writing
• Free Debit or ATM Card
• Free Online Banking
• Free Bill Pay
• Free TeleBank
• Free Transfers to “Stash Your Cash” Savings accounts or other deposit accounts with Union State Bank
• Sweep Protection
• Overdraft Privilege with approval
• Direct Deposit

OOP’s Checking Account Personal Checking

• $100.00 to open account
• $10.00 Monthly Maintenance Fee This account is for the individual(s) who may have had difficulty managing a checking account in the past and need a second chance banking experience.
• Unlimited Check Writing
• Free ATM Card after 90 days from account opening with no NSF activity
• Free Debit Card after 6 months from account opening with no NSF activity
• Free Online Banking
• Free Bill Pay
• Free Telebank
• Overdraft Privilege is not available with this account

Personal NOW Account

• $1,000.00 to open
• No Monthly Maintenance Fee if $1,000.00 balance maintained, $10.00 if balance falls below $1,000.00
• Competitive Interest Rates on balances of $1,000.00 or more
• Unlimited Check Writing
• Free Online Banking
• Free Online Bill Pay
• Free Telebank
• Free Debit or ATM Card
• Overdraft Privilege with approval

The information listed on the products is for advertising purposes and does not constitute a disclosure.  Account disclosures detailing terms and conditions of specific accounts are available upon request by calling us at any one of our locations.  Terms and Fees may be changed by us at any time after reasonable notice to you as provided by law.